Introduction to Credit Risk Fundamentals
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- Introduction to Credit Risk Fundamentals
Credit risk is the potential for financial loss if a borrower fails to repay a debt. This course provides a fundamental understanding of credit risk, its various forms, and the essential principles and techniques used to assess and manage it. Participants will gain insights into lending policies, credit analysis, and the frameworks used to mitigate potential losses for lenders.
Course Objectives
By the end of this programme, participants will be able to:
- Define Credit Risk and Its Key Components: Understand the nature of credit risk and its potential impact on lenders.
- Identify Different Types of Credit Risk: Recognise the various categories of credit risk across different sectors.
- Explain Basic Lending Principles and Policies: Understand the foundational elements of the lending process.
- Apply Fundamental Credit Analysis Techniques: Utilise basic financial ratios and vertical/horizontal analysis.
- Describe Key Credit Risk Assessment Frameworks: Understand the principles behind the 5 Ps and 5 Cs of credit.
- Recognise the Role of Regulatory Frameworks: Understand the basic principles of the Basel Accords.
Who Should Attend?
- Entry-level Banking Professionals
- Credit Analysts (Junior)
- Relationship Managers (New to Credit)
- Finance Professionals Seeking to Understand Credit Risk
- Regulatory Professionals
- Anyone new to the field of credit and lending.
Course Outline
- Welcome and Course Overview
- What is Credit Risk? Definition, Impact, and Key Components
- The Different Types of Credit Risk: Sovereign, Corporate, Retail, Systemic
- Basic Lending Principles: Understanding the Lender-Borrower Relationship
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What our delegates say
Thank you for the opportunity for having attended Advanced Skills of the Bid and Tender Management Process from London Training for Excellence. It was a good experience as I find myself with added knowledge so as to contribute I a more quality manner to my com…
The course is very adaptable to everyday work and contributes to developing CSR framework in our own organisation. Very practical and useful.
The training provided by LondonTFE are very inspirational and thought provoking. The outlines are comprehensive and the method of teaching is mostly practice-oriented. The LondonTFE staff always been able to balance the composition of participants, which contr…








































